DataQuarterly index, November 2026 (Q4 2026)

First-month cash index: Dubai and Abu Dhabi

The cash a household pays in its first month after moving to Dubai or Abu Dhabi, for one adult, a couple and a couple with two school-age children. Every line names its source and the date it was checked.

Cash paid in month one

A couple with two school-age children moving to Dubai pays AED 85,277 in the first month, and hands over AED 135,000 more in post-dated rent cheques that clear over the year. The same household in Abu Dhabi pays AED 63,422. Part of each total is deposits and a bank balance that come back or stay yours.

Cash paid in month one, by emirate and household
HouseholdDubai, month oneAbu Dhabi, month one
One adultAED 44,489AED 10,250 comes back or stays yoursAED 38,156AED 8,700 comes back or stays yours
CoupleAED 45,240AED 10,250 comes back or stays yoursAED 38,837AED 8,700 comes back or stays yours
Couple with two school-age childrenAED 85,277AED 14,000 comes back or stays yoursAED 63,422AED 10,400 comes back or stays yours

Sources: First-month cash: rent cheques, deposits, fees and setup costs[1], UAE planning rents by emirate and household size[2], How rent is paid (cheques per year)[3], School fee planning figures by year group and tier[4], Pound to dirham exchange rate[5]. All sources

How each figure is built

  • Each row runs Landed's first-month cash calculator at its default lines on Landed's planning rent for that emirate and household: an unfurnished apartment, rent paid in four cheques.
  • One adult and a couple are costed on the smaller home; a household of three or more on the larger one, the same rule the Landing Check uses.
  • Lines priced in pounds (the degree attestation) are converted at £1 = AED 4.90, the rate checked on 3 November 2026.
  • Tuition, flights and monthly living costs are not part of first-month cash and are left out.

Read before quoting

  • The rents are planning figures from the named property sources, not a survey of every area. Abu Dhabi's come from one area, Al Reem Island.
  • The larger home differs by emirate: Dubai's is a 3-bed registered contract rent, Abu Dhabi's a 2-bed asking rent. Compare the family rows with that in mind.
  • Dubai includes the UK driving licence exchange and a Salik toll tag. Landed has no sourced figure for the Abu Dhabi licence exchange, so Abu Dhabi has no transport line.
  • Some figures were read from search results rather than the source page; each footnote says which.

Not counted, because Landed has no sourced figure or the cost is optional:

  • Employment entry permit and residence visa
  • UK police certificate (ACRO)
  • Second-hand car
  • Health insurance for family members
  • Furniture and household setup
  • Sea freight from the UK (20ft container)
  • Contingency

Dubai, line by line

Dubai: first-month cash by line and household
LineOne adultCoupleCouple with two school-age children
Annual rent the row is built onAED 105,000[6]AED 105,000[6]AED 180,000[7]
First rent cheque[8]AED 26,250AED 26,250AED 45,000
Security deposit[9]AED 5,250AED 5,250AED 9,000
Agency fee, with VAT[10]AED 5,513AED 5,513AED 9,450
Ejari tenancy registration[11]AED 220AED 220AED 220
Electricity and water deposit[12]AED 2,000AED 2,000AED 2,000
DEWA connection fee[12]AED 155AED 155AED 155
Emirates ID for each family member[18]AED 0AED 300AED 900
Medical fitness test for your partner[19]AED 0AED 320AED 320
UK degree attestation[13]AED 840AED 840AED 840
School application fee, each child[20]AED 0AED 0AED 1,000
Back-to-school extras, each child[21]AED 0AED 0AED 12,000
UK driving licence exchange[14]AED 1,030AED 1,030AED 1,030
Salik toll tag and first top-up[15]AED 100AED 100AED 100
Bank account minimum balance[16]AED 3,000AED 3,000AED 3,000
Mobile plan, first month[17]AED 131AED 262AED 262
Cash paid in month oneAED 44,489AED 45,240AED 85,277
Of which deposits and bank balance that come back or stay yoursAED 10,250AED 10,250AED 14,000
Later rent cheques, handed over at signingAED 78,7503 cheques of AED 26,250AED 78,7503 cheques of AED 26,250AED 135,0003 cheques of AED 45,000

Abu Dhabi, line by line

Abu Dhabi: first-month cash by line and household
LineOne adultCoupleCouple with two school-age children
Annual rent the row is built onAED 94,000[22]AED 94,000[22]AED 128,000[22]
First rent cheque[8]AED 23,500AED 23,500AED 32,000
Security deposit[23]AED 4,700AED 4,700AED 6,400
Agency fee, with VAT[24]AED 4,935AED 4,935AED 6,720
Tawtheeq tenancy registration[25]AED 50AED 50AED 50
Electricity and water deposit[26]AED 1,000AED 1,000AED 1,000
Emirates ID for each family member[18]AED 0AED 300AED 900
Medical fitness test for your partner[27]AED 0AED 250AED 250
UK degree attestation[13]AED 840AED 840AED 840
Back-to-school extras, each child[21]AED 0AED 0AED 12,000
Bank account minimum balance[16]AED 3,000AED 3,000AED 3,000
Mobile plan, first month[17]AED 131AED 262AED 262
Cash paid in month oneAED 38,156AED 38,837AED 63,422
Of which deposits and bank balance that come back or stay yoursAED 8,700AED 8,700AED 10,400
Later rent cheques, handed over at signingAED 70,5003 cheques of AED 23,500AED 70,5003 cheques of AED 23,500AED 96,0003 cheques of AED 32,000

Using the data

The CSV holds one row per figure: the annual rent each household is built on, every line counted, the month-one total, the part that comes back, and the later rent cheques. Each row carries its source, link, checked date and whether the source page was opened. It is generated from the same data as this page, so the two always match.

Please cite it as “Landed first-month cash index, November 2026 (Q4 2026)” with a link to this page. To work out a figure for your own rent and household, use the first-month cash calculator. Questions about the data: support@landed.guide.

Change log

A new edition is published each quarter. Each one lists what changed.

  1. November 2026 (Q4 2026), published 3 November 2026

    • First edition: Dubai and Abu Dhabi, three household types, from the first-month cash calculator and Landed's planning rents as they stood on 3 November 2026.

Sources

  1. Dubai and Abu Dhabi authority, operator and property-portal pages, cited line by line on the calculator. First-month cash: rent cheques, deposits, fees and setup costs. Checked 21 October 2026. 30 of 41 lines sourced, read from search results with the pages not yet opened; the rest have no Landed figure and start at AED 0 for your own quote.
  2. Property Finder, dataHabibi (Dubai Land Department contracts) and Bayut, named per figure. UAE planning rents by emirate and household size. Checked 26 October 2026. Asking rents, two emirates from one area each; read from search results.
  3. Bayut and Gulf News guides to paying rent. How rent is paid (cheques per year). Checked 21 October 2026. Read from search results; source pages not yet opened.
  4. School fee pages and Khaleej Times fee reports, listed on how it works. School fee planning figures by year group and tier. Checked 21 October 2026. 13 of 18 source pages opened and checked; the rest read from search results.
  5. European Central Bank reference rate via Frankfurter, times the Central Bank of the UAE's 3.6725 dirham peg. Pound to dirham exchange rate. Checked 3 November 2026.
  6. Property Finder median asking rent, reported by Khaleej Times. Property Finder median asking rent for apartments, September 2026. Checked 26 October 2026.
  7. dataHabibi, average rent in Dubai (Dubai Land Department contracts). median 3-bed registered contract rent, last 12 months. Checked 25 October 2026. Read from search results.
  8. Bayut, all about paying rent in Dubai. Checked 21 October 2026. Read from search results.
  9. Gulf News, how much is the security deposit in Dubai. Checked 21 October 2026. Read from search results.
  10. Property Finder, real estate commission in Dubai. Checked 21 October 2026. Read from search results.
  11. Dubai Land Department, register or renew an Ejari contract. Checked 26 October 2026.
  12. DEWA, activation of electricity and water (move-in). Checked 26 October 2026.
  13. GOV.UK, get a document legalised. Checked 26 October 2026.
  14. RTA, exchange a foreign driving licence (service 121). Checked 26 October 2026.
  15. YallaMotor, VAT on Salik from June 2026. Checked 21 October 2026. Read from search results.
  16. Emirates NBD, key facts statement for current and savings accounts. Checked 26 October 2026.
  17. du, Power Plan. Checked 26 October 2026.
  18. ICP, Emirates ID issuance service. Checked 26 October 2026.
  19. Takween Advisory, DHA medical fitness test cost (September 2026). Checked 21 October 2026. Read from search results.
  20. KHDA registration and refund policy for Dubai private schools. Checked 21 October 2026. Read from search results.
  21. Khaleej Times, UAE back-to-school cost calculator 2026/27 (6 August 2026). Checked 21 October 2026.
  22. Bayut H1 2026, reported by Providential Properties. Bayut average 1-bed asking rent, Al Reem Island, H1 2026. Checked 25 October 2026. Read from search results.
  23. Abu Dhabi real estate agency guide to renting. Checked 21 October 2026. Read from search results.
  24. UAE government portal (u.ae), leasing a property. Checked 21 October 2026. Read from search results.
  25. DARI, tenancy contract registration. Checked 26 October 2026.
  26. The National, TAQA and DEWA deposits (4 September 2026). Checked 21 October 2026. Read from search results.
  27. SEHA, visa screening. Checked 21 October 2026. Read from search results.

How Landed checks its sources.